About
With more than 22 years of residential valuation experience, Michael Gundersen leads SBG Valuations as a Certified Residential Appraiser in North Carolina and South Carolina.
His background includes complex residential valuation, institutional appraisal review, collateral analysis, third-party appraisal and reconsideration-of-value analysis, and lender-facing valuation support. His experience includes more than a decade in an internal valuation role with a major financial institution, where assignments required careful review of appraisal credibility, comparable selection, market support, adjustment logic, reconciliation, and collateral considerations.
SBG Valuations was built for clients who need more than a form-filling appraisal process. The focus is on clear communication, credible analysis, and well-supported valuation reporting for residential properties, complex assignments, review work, estate matters, legal support, and lender-related valuation needs.
Outside of work, Michael enjoys spending time with his family, going to the gym, and playing fetch with the family Cavapoo.
Our mission is to provide clear, credible, and well-supported residential valuation services for clients who need confidence in the appraisal process. SBG Valuations focuses on careful analysis, market support, and straightforward communication so lenders, attorneys, homeowners, and other intended users can understand not only the final opinion of value, but how that opinion was developed.
Expertise
Experienced Residential Valuation Professional
More than two decades of residential appraisal experience across North and South Carolina.
Institutional Review Background
Extensive internal valuation and appraisal review experience in a national lending environment, with emphasis on appraisal credibility, market support, collateral considerations, and report reliability.
Complex Assignment Experience
Experienced with complex residential properties, acreage, luxury homes, unique property characteristics, and assignments requiring additional research, explanation, and support.
Defensible Reporting
Reports are developed with attention to market support, clear explanation, credible reconciliation, and intended-user needs. The goal is not only to provide an opinion of value, but to help the reader understand how that opinion was developed.
Lender and Client-Focused
Services are designed for lenders, institutions, attorneys, and private clients who need objective analysis, professional communication, and well-supported valuation conclusions.
Localized Market Focus
SBG Valuations serves select North Carolina and South Carolina markets, with a focus on the greater Charlotte region, surrounding border communities, and high-value residential submarkets.
Union County / South Charlotte Area
- Waxhaw
- Village of Marvin
- Weddington
- South Charlotte
- Ballantyne
- Matthews
- Indian Trail
Charlotte Luxury / Infill Markets
- Myers Park
- Eastover
- SouthPark
- Dilworth
- Cotswold
- Quail Hollow
- Piper Glen
- Providence Plantation
South Carolina Border Markets
- Fort Mill
- Tega Cay
- Indian Land
- Rock Hill
- Lake Wylie
- Lancaster
Coverage for additional markets may be considered on a case-by-case basis depending on property type, assignment complexity, intended use, scope of work, timing, and geographic competency.
Ready to Discuss an Assignment?
Whether you are a lender, attorney, or private client, SBG Valuations is available to discuss residential appraisal, appraisal review, and valuation support needs throughout the greater Charlotte region and surrounding North Carolina and South Carolina markets.